By Caroline Salas Gage and Janet Lorin
Jan 14, 2014 8:08 PM ET
Tiffany Roberson works for the state of Texas as a parole officer, teaches part time and is living with her parents after finishing a master’s degree. She’s held off marrying her boyfriend of four years and starting a family because she owes more than $170,000 in federal and private student loans.
US News: Education > Colleges
If a child decides to take a gap year, it may be time to change the investment strategy in a 529 plan.
Some states require 529 plan contributions be postmarked by Dec. 31 – but others have different rules.